Student Loans And Bankruptcy

By Legal Helpers

Student Loans Often Remain Following Bankruptcy

One question many former students have when considering filing for bankruptcy is how their student loans will be handled. In a majority of cases, student loans for college are not dischargeable under bankruptcy rules established in 1998.

Too many students had taken out an exorbitant amount of loans for school and between graduation and starting to work would file for bankruptcy, eliminating the need to repay the loans. While bankruptcy probably will not eliminate the need for repayment of college loans it may help ease the new graduate’s debt load, enabling them to make their payments without exhausting their finances.

[youtube]http://www.youtube.com/watch?v=OTnl7vXCODs[/youtube]

There are three areas a bankruptcy court will consider if student loans are part of a bankruptcy filing. In order to be relieved of the responsibility, the person will have to show that paying the loan will create an undue hardship on the individual, meaning that if forced to pay they cannot maintain even a minimum standard of living. The second point is that if the time for which the student has to repay the loan will stretch over a significant time. The last point on which the court will consider wiping out a student loan debt is if the student has made a valiant effort to pay off the over an extended period of time, for instance five years, and is still having difficulty making the payments.

Filing for bankruptcy however, may relieve the burden of other qualified debts, allowing money to be used to make payments on student loans.

Filing For Bankruptcy Alone Can Be Costly Mistake

It is true that the law allows individuals to file for bankruptcy on their own. As with most legal proceedings, pro se, or by self in legal terms, is an acceptable means of a person representing themselves in court. It has often been said that a person who serves as their own legal counsel in court has a fool for a client. While filing bankruptcy petitions on their own, can save money, if not done correctly, it can result in the petition being dismissed or denied.

Court procedures are fairly rigid and there will be a ton of paperwork to be filed. The term filing for bankruptcy can mislead many people to believe it is a simple matter of filling out a few forms and handing them to a clerk in the court. As a broad brush idea, this is essentially true, but the reality is that the right forms have to be filled out correctly and in the right order to be accepted by the court.

Choosing the right attorney in bankruptcy is as important as determining to hire an attorney. When the time comes that a lawyer is needed talking to legal aid services or to friends who may know attorneys for a recommendation can help locate the one who can work on the bankruptcy professionally. Some may have a large caseload and not be able to provide the type of service expected.

It will pay dividends in the long run to do some research into bankruptcy attorneys before trusting your financial fate into someone who may not have enough hours in the day to get their work done.

About the Author: After helping thousands of clients and discharging millions of dollars in debt, the

bankruptcy attorneys

at Legal Helpers have the background to explain your alternatives and suggest a solution to your financial difficulties.

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Experts raise serious questions over safety of U.S. oil industry and warn another spill may be ‘unavoidable’

Saturday, April 16, 2011

One year after the Deepwater Horizon disaster which caused the largest oil spill in the history of the petroleum industry and caused huge environmental damage in the Gulf of Mexico, experts have warned there are serious questions over the safety of deep water drilling as the United States government approves more exploration without improving safety measures.

I have seen no evidence that they have marshaled containment efforts that are sufficient to deal with another major spill. I don’t think they have found ways to change the corporate culture sufficiently to prevent future accidents.

Scientists have raised major concerns over repeated assurances from the industry and the government, who insist lessons have been learned from the environmental disaster in the Gulf of Mexico. Charles Perrow, a professor at Yale University, said the oil industry “is ill prepared at the least” to deal with another oil spill. “I have seen no evidence that they have marshaled containment efforts that are sufficient to deal with another major spill,” he said.

While the government has implemented new regulations, technical systems for stopping oil flowing from a leaking well, and increased oversight from oil officials, Perrow said deep water drilling had become no less dangerous. “I don’t think they have found ways to change the corporate culture sufficiently to prevent future accidents,” he said. “There are so many opportunities for things to go wrong that major spills are unavoidable.”

Last year, Doug Inkley, a scientist at the National Wildlife Federation, said the culture of an “addiction to oil” was ultimately responsible for the catastrophe. “How long must we wait for lawmakers to act to prevent future disasters? How many more lives, livelihoods and animals must be claimed by our addiction to oil?” Greenpeace also slammed BP, who ran Deepwater Horizon, for how they allowed the disaster to happen. “The age of oil is coming to an end and companies like BP will be left behind unless they begin to adapt now,” the organization said.

However, under pressure from industry executives the administration of president Barack Obama has resumed issuing drilling permits. It is understood regulators are still allowing oil companies to obtain drilling permits before reviewing new spill response plans. “I’m not an oddsmaker, but I would say in the next five years we should have at least one major blowout,” Perrow said. “Even if everybody tries very hard, there is going to be an accident caused by cost-cutting and pressure on workers. These are moneymaking machines and they make money by pushing things to the limit.”

BP has insisted it has changed safety procedures. The oil giant came under heavy criticism for how it handled the crisis, and other major oil companies insisted Deepwater Horizon was a result of a culture exclusive to BP. Michael Bromwich, the director of the Bureau of Ocean Energy Management, Regulation and Enforcement (BOEMRE), the U.S. government agency responsible for regulating offshore drilling, said the view was “as disappointing as it is shortsighted,” and the issue of deep water safety was “a broad problem.”

The warnings came as it emerged BP had attempted to take control of an independent study into the environmental consequences of the Deepwater Horizon spill. Internal emails expose how BP executives attempted to influence the study, which was funded by a US$500m grant from the oil company. The study may be part of the final verdict as to what penalties, fines and criminal charges are brought against the company. Greenpeace, who uncovered the emails through a Freedom of Information Act request, attacked the reportedly unsuccessful attempts to influence the supposedly independent study as “outrageous”.

My community is dead. We’ve worked five generations there and now we’ve got a dead community. I’m angry, I’ve been angry a long time.

Protesters rallied outside BP’s annual conference in London this week, where shareholders met for the first time since the disaster off the Gulf coast. Executives faced questions over their competence and large salaries from angry shareholders, many of whom disapproved of the appointment of Carl-Henric Svanberg as chairman and Sir Bill Castell as the head of BP’s safety board.

Some demonstrators purchased shares in BP in an attempt to get inside the meeting; one woman, a fisherwoman who lives on the Gulf Coast was arrested after pouring a black substance down herself at the entrance to the conference centre and refusing to move. “I have travelled all the way over from the Gulf Coast and I just wanted to talk those responsible for destroying my community,” she said as she was led away by police. “My community is dead. We’ve worked five generations there and now we’ve got a dead community. I’m angry, I’ve been angry a long time.”

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Wikinews interviews U.S. Libertarian presidential candidate Wayne Allyn Root

Wednesday, February 6, 2008

Wikinews held an exclusive interview with Wayne Allyn Root, one of the candidates for the Libertarian Party nomination for the 2008 U.S. presidential election.

Root is the founder and chairman of Winning Edge International Inc., a sports handicapping company based in Las Vegas, Nevada. In addition, he is an author and a television producer, as well as an on-screen personality both as host and guest on several talk shows.

Root, a long-time Republican, declared his candidacy for the Libertarian Party on May 4, 2007.

He says he is concerned about the qualities of many who run for president, and fears that they do not know the needs of American citizens. He also says that they cater to big businesses instead of small ones.

He has goals of limiting the federal government and believes that the US went into Iraq for wrong reasons. A strong supporter of the War on Terror, he feels that it was mishandled. He has conservative values and came from a blue collar family in New York. He graduated from Columbia University with fellow presidential hopeful Barack Obama in 1983.

Root believes that America is in trouble and hopes to change that if elected.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_interviews_U.S._Libertarian_presidential_candidate_Wayne_Allyn_Root&oldid=4579227”

Italian goalkeeper Carlo Cudicini seriously injured in motorcycle accident

Friday, November 13, 2009

Italian goalkeeper Carlo Cudicini has been seriously injured in a motorcycle accident in London. The player, who plays for Tottenham Hotspurs, was involved in a collision with a car at 10:30 GMT. The football club reported that he has fractured his wrists and injured his pelvis.

A spokesperson for the Metropolitan Police released a statement saying “A 36-year-old male suffered injuries described by the London Ambulance Service as possibly life-changing and was taken to Whipps Cross Hospital for further assessment and treatment”. No arrests have been made.

Cudicini crashed his motorcycle into a Ford Fiesta with a female driver and a child passenger. Neither the driver or passenger were injured in the accident.

Cudicini is the son of former AC Milan goalkeeper Fabio Cudicini. During his career he has played for Lazio, AC Milan and Chelsea. He played for Chelsea for 10 years until he was transferred to Tottenham in January. He made one appearance for the Italian national team.

Retrieved from “https://en.wikinews.org/w/index.php?title=Italian_goalkeeper_Carlo_Cudicini_seriously_injured_in_motorcycle_accident&oldid=1241053”

Being Advanced With Medicine And Technology

By Jon Caldwell

If you are suffering from sleep deprivation, produces a cow-like snoring and maintains a compulsion to be sleepy all throughout the day, its not normal. Science calls this disorder Sleep Apnea (apnea means without breath) wherein the breathing patterns of a person repeatedly halts and starts when one is sleeping. The latest treatment against Sleep Apnea is called TAP or Thornton Adjustable Positioner, a customized oral appliance that the patient wears during sleep. By holding and keeping the lower jaw forward and not allowing the tongue and the throat tissues to collapse to the airway, it prevents snoring and sleep apnea.

A mobile phone sensor system for the senior citizens have been developed by Koreas Electronics and Telecommunications Research Institute. With this new system, family members, doctors and nurses can be quickly informed about the situation of the elderly. Through GPS technology that links the hospitals computer to the sensor carried on the patients belt. The computer automatically calls the phone of the patient to check if the person is hurt. The sensor detects sudden movements like a fall or bumping into something. Studies are being undergone so that the product will be put under the operation of mobile phone companies so that any signal from the sensor can then be sent to any mobile phone.

[youtube]http://www.youtube.com/watch?v=iInmjjQ0oBE[/youtube]

If you know anyone who has experienced Angiography, you know that he will never recount the story of the experience without cringing or deep facial expression expressing pain both the physical and the financial pain, mind you. And now comes Super X-ray that saves one from the angiogram fatality caused by bacterial invasion and exposure to radiation that may eventually lead to cancer. According to studies, this new product will eliminate the use of some 1.3M cardiac catheterizations per annum. Although there have been debates on the radiation level this new technique can emit, more scientists have favored it for its accuracy.

The latest in high tech prosthetics has just come out: PROPIO Foot which is deemed to restore the zest of life and functionality to amputees. With Propio, artificial legs and hands are fitted using microprocessors so that they will be imbued with artificial intelligence which enables it to think for itself! This marvelous products boast of adjusting itself to diverse terrains and contains advanced censors that makes wonders for the foot like memorizing the habits of its user. It is also anatomically correct and friendly to its users albeit its seemingly complicated and sophisticated design. This product was developed by a company named Ossur.

Take anyone who has undergone Endroscopy and he would tell you the difficulties he experienced as he swallowed the flexible or rigid cable which, of course, can be a source of infection, over-sedation, and, worst, the harming of various body organs. The answer? The wireless capsule camera (which also has other names such as PillCam, video pill, Sayaka, or Endocapsule that enables one to view and see areas that the old-fashioned endoscopes have failed to display. This capsule traverses the path of the intestines after a patient takes it in through the mouth. Although it indeed takes a longer time to provide images, the ones it produces are clearer and of better quality.

About the Author: Jon Caldwell is a professional content manager. Much of his articles can be found at

latestmedicaltechnology.net

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Taliban resurgent in Pakistan on enforcement of Sharia law/Interview archive

What is the current situation in the NWFP?

The Pashtun people are or were renowned for their hospitality. Many westerners commented on it. Some with suspicion NOT willing to believe some people so poor could be so generous. It was almost a character flaw. One could travel with out fear of personal danger as long as you followed local protocols. (I would urge you to read Kiplings “East is East & West is West.” one more time, know this time that it is written about the Pashtun people.)

That was the sort of mind set among the people. An ageless paradigm of self satisfaction: This is enshrined in the code of the Pashtuns way of life (see James Spain “The Way of the Pathans”) – called Pashtunwali- in Pashto hospitality is referred to as “maelmastiya”.

The Islamic radicalism is in reality nothing but the Taliban movement. As I said earlier not all Pashtuns are Taliban (obviously) but most Taliban are Pashtun. Of these most belong to the FATA. Of these, most were affected by their cousins from Afghanistan coming over. Mingled with them were Arab-Afghans. Uzbeks and some Tajiks and even Chechens. Some of these married within the tribes and formed a bond with the locals. Marriage bonds go back in history. Again remember the mindset of the people here. Always keep that in mind. To them the scripture in the written word of God, and that includes the Old Testament (called Torat (Torah) and (Injeel = Bible less St. Pauls contributions).

This Talibanization shows itself in the content of the Friday sermons at the mosque. Now it shows in the popularity of growing beards, especially since the MMA – the coalition of religious political party’s – won power. More recently in their showdown with the Pakistan army in N and S Waziristan – where according to my sources, people prefer going to the Taliban for justice rather than the older system of Maliks and Political Agents. The latter are known as corrupt. In Pakistan in general people are sick of the amount of corruption.

And now in Bannu, from where hails the Chief Minister of the NWFP, Mr Durrani, is in Taliban control in the sense that there is a parallel government that they have established and which is functioning quite well and is popular among the people.

Justice in tribal areas of Pakistan has been handled by elders, following a mixture of tribal tradition and Islamic law. Would you say that Taliban influence has caused a stricter intrepretation of Islamic law in the NWFP?

Yes. The Maliks, or tribal elders who consider themselves quite conservatively religious, even so had a laid back attitude towards enforcement of religious doctrine. That is where the difference comes. My opinion is that this is the reason that the Maliks supported the government of Pakistan in South Waziristan, which has recently been in the news having kicked out the militant Uzbek who came as guests in the post-soviet era and started mischief of their own but am not sure what their agenda was to begin with, and I myself have questions about their presence as to why they were not reported earlier, since reporting the presence of any foreigner(s) in the FATA is job one of the Pakistani Political Agents (PA). Why is the presence of the Uzbeks and the Chechen in the area just coming to light? Remember there are seven of these PA’s – one for each FATA. The Taliban emulated the Saudi system of having a department concerned with citizens’ morals, even the name is the same, the department for the Promotion of Virtue and Prevention of Vice, and this department has – as in Saudi Arabia, an enforcement police, called mutawwa’in, a morals law-enforcement agency.

Has there been a shift from tribal elders to clerics, as the main interpreters of law?

Yes there has been a movement in that direction but it has started a power struggle between the clerics who traditionally have been at the lowest strata of the social structure, to now when they have seen a bigger role for themselves first from the Taliban in Afghanistan – but also the government of the MMA in the NWFP who are nothing more than glorified clerics themselves, only a little smarter in exploiting religion politically, and the MMA is largely non-Pashtun which is a source of discontent in that they stand in the way of Pashtun nationalism, such as it is, because it only rears its head when non-Pashtuns start to usurp power over what the Pashtun consider their turf.

The deal made between Pakistani central government and the North and South Waziristan provinces, where tribal leadership was given the pivotal role in dealing with militants and the Taliban, has been criticized as a failure. What caused an initiative by tribal authority to fail?

First off, I don’t agree with the premise of the question, that the “deal” is a “failure” – for the following reasons:

  1. In the first place the Pakistan army (govt – same difference) did not have many options. This was the least worst option they had.
  2. And most importantly, I have said this before, this area is literally in a time warp – which means they proceed at (what seems to us in the west) a glacial pace. I will give an example from the folklore:

    The story goes that a Pashtun had to repay (badal) an enemy for a crime against his family and he waited patiently for 20 years (some say 50 years), after this time, he exacted his revenge – but soon after was depressed because he wondered “Did I act too hastily?”

    So one part of Pashtunwali is to “pay back” – (Badal: literally to exchange) which most people translate as revenge. Yes that is the form that is most visible, but badal is also played out in the exchange of gifts at wedding and other celebrations, and in the exchange of favors like in politics. The rules can be arcane, unwritten and hard to follow — who did what to whom, when, and so on, and what is the proper recompense — this same give and take would occur in a peace process pursued by the Tribal Maliks, who rule by consensus (see Olaf Caroe) and there is no actual leader in the western sense, because all the Maliks, in fact all the others are de facto, so many co-equals (The Way of the Pathans/ People of the Khyber – James Spain pp 129 on.) – it is a mind set, a paradigm foreign to the uninitiated, as is the concept of consensual gay sex to the Wazir in Waziristan.

  3. I wish someone would read the history of this area, it would help in dealing with our expectations and possibly much more. For instance there are two major tribe in N and S Waziristan, the Wazir, and the Mahsud – in the news you hear about the sub tribes; The most famour character of North Waziristan, the equivalent of a Jesse James, was leader called the “Faqir of Ippi” – he died in 1960, the Pakistan govt never was able to capture him, even though he set up a govt of Independent Pashtunistan in cahoots with Kabul. The great uprising of India of 1897 had its roots in Waziristan, as did the Treaty of Razmak. Of all the Pashtun, the Wazir are the most independent minded and the least to be cowed by military action.
  4. So what options did Pakistan have, more military action? It had already lost hundred of their “privates” in action. Allow the US forces to come in, as a matter of fact the ISAF do cross into the Pakistani territory, we just don’t know how deep they go — the rules of engagement, as I understand them are, that if they (the US Army of Marines) are in “hot pursuit” then they cross into Pakistan. In reality they do it more often then that, just that there is no proof of it, who will report it, the Wazir? Or the Pakistan army?
  5. The last part of your question, there are many assumptions, all wrong. The initiative was not from the tribals. There is no single authority amongst the tribal, they would convene a Jirga and decide on a course of action, such as this, to my knowledge no such jirga was called. To save face the Pakistan government might claim it was a tribal initiative, but it seems highly unlikely. The Pak troop’s casualties were so high, and there was talk of hostages being held as well — I tend to believe, that the Governor of the NWFP initiated the talks and the agreement, because he sure as hell is taking all the heat for its “failure”.
  6. That brings me to the last issue, the agreement has not failed, because it has not been given enough time, in Wazir time reference, not American time presidential election cycle controlled. I do not have a crystal ball, but if I did, I would see NATO troops in Afghanistan long after Iraq is over. Afghanistan can be a success ONLY if we accept one thing, the time warp these people live in — by my reckoning its still 1700 CE over there.

If the Talibanization of Pakistan is partly due to a perception of corruption among the older system of Maliks and Political Agents, and Musharraf has critics lining up, who can the U.S. turn to in dispensing with $10 billion in aid monies?

Talibanization has nothing to do with your premise there. Zilch. Nada. The corruption is in the ISI, the Pak army and the Pak system of Political Agents (PA) assigned to these tribal zones (FATA & PATA). These PA have budgets that are much like the CIA in that they are a single line item in the national budget, there is no accountability of where or how the PA spends the money. If one followed the IRS rules and looked at the lifestyles of the PA and compared them with their income, you would soon understand what was going on. Musharraf critics are a larger issue. For eons, Republicans have coddled Pakistan with the belief that “as long as they are pro America” – democracy in Pakistan will come in due course. Democrats have, I think, insisted Democracy first, and then we can discuss the other issues later. For example, pre 9/11, compare how Carter’s administration treated Gen Zia and how Reagan’s administration treated him.

The Talibanization of Pakistan has more to do with graduates of “Raiwind” a place near Lahore where the “Tablighi Jamaat” conducts brainwashing camps. It was graduates of this place, in my opinion, that are responsible for Britain’s 7/7 attacks as an example. For the Talibanization of the FATA, see Ahmed Rashid’s classic study on the subject wrt to Afghanistan but applicable to Pashtuns in the NWFP equally, in a sense.

Corruption amongst the Maliks is self limiting because of the egalitarian society they live & because of Pashtunwali (see Charles Lindholm, Oxford press).

Who can the US turn to? This is a tough one. The Pakistani national psyche has not progressed the way the Indians have. There are still very much remnants of the Raj visible and present and invisible but Pakistani behavior gives it away – in the way they treat household help, in the way company bosses treat their employees, in the way the government officers often act above the law. For example the NWFP is supposed to be dry – yet the governemt employees consume copious amounts of liquor. There are some that even moonshine at home. (I have pictures I could share taken at “dance” party, more like a stag party.)

I think this last question is best answered in who has been reliable in the past, and assume the past to be an indicator of future behavior.

We know the Pak army will siphon large amounts towards its Nuclear program and the upkeep of its generals.

We know that Nawaz Sharif left the national treasury almost bankrupt when Musharraf took over.

We know that Benazir husband took 10% of all government deals. I believe he has an Interpol warrant for his arrest, although I can’t vouch for it, it does come out in the news, even though it’s puzzling why Interpol has trouble executing the warrant. Now I hear they are withdrawn.

So who does that leave?

The next generation of Politicians who are not beholden to anyone.

In my opinion, the US should insist on the scheduled elections but accede to some genuine Pakistani concerns:

Nawaz Sharif and Benazir Bhutto ought to be ineligible to run, BUT other members of the respective party PML (N) and PPP (B) can do so.

Prohibit allocation of emblems to the religious party which they can & have misused.

For example in the last election they asked for and got the symbol of a book, they then went on to advertise the symbol represented the Qur’an and a vote for the book was a vote for the Qur’an – not the candidate but the Qur’an. Well the ploy worked only too well. Imagine a similar vote here where a vote is asked for as a vote for the Bible! You can imagine the results.

What is your take on the Musharraf suspending the judge Iftikhar Chaudhry?

My take:

I believe, and this is widely held belief, that Musharraf has no constituency of his own for his power base. He wanted legitimization from the Supreme Court, and from Mr Choudhry as Chief Justice (their system is not like ours) would not give it.

So Musharraf has had to hang on to his Army Chief of Staff position to get his power from the Army. If some one else were Chief of Staff, that person could refuse to support Musharraf.

The Justice favorable to the general is Justice Iqbal, who was not the next in line for Chief Justice. The next in line is a Hindu. That presented problems of its own for Musharraf. So when the Hindu judge went for a trip to India, Iqbal became the “available” senior most Supreme Court judge, and hence the haste and lack of decorum with which Justice Chaudhry was removed.

Now we have to wait for the other shoe to fall — will Iqbal issue a Judicial ruling which would make it easy for Musharraf to stay on as Chief of Staff – in the meantime, the US has asked him to relinquish this army position.

Needless to say, it was very badly handled, high handed, and the TV was present — the country saw what was being done to the highest member of the court of law, and in their mind, as in mine, the law in Pakistan was being manhandled, handcuffed and sent off packing to jail, so to speak. Something we long suspected, but was confirmed on TV and in the Newspapers. Overseas organizations taking up Chaudhry’s cause, might lead one to belive that Musharraf’s days are numbered, and they would be wrong, because America needs Musharraf – for the time being, anyway – because Iraq has scared America, just as in the post Vietnam era, there is now a fear regarding Muslim countries – the fear of the alternative, will democracy in Muslim country give us more of Ahmedinejad or Al-Maliki, or can we find some Hamid Karzais’? We just don’t know.

Can you tell us what the prevailing sentiment in the region regarding the Pakistani government effort in the provinces and the international effort in Afghanistan to combat Taliban and affiliated militants?

In my dealings and inquires, one thing stood out like a sore thumb – the conspiracy theories vis-à-vis anything having to do with America. I mentioned to one of my close friends that events that were previously ascribed as acts of God were now considered acts of the CIA. Some even believed that the Earthquake in the northern areas was because of some sort of underground secret “bomb” used by the CIA. Lack of evidence is further proof that the CIA did it. I was flabbergasted, and started to give this kind of thinking as an example in speaking to “educated” Pakistani’s – and among these, those that did agree that the earthquake was NOT the work of the CIA, they would start giving other examples, notably the Blow up of the plane carrying Zia ul Haq an ex President of Pakistan, in which the US Ambassador also perished. When I would point this out, the response would be that that is the sort of thing they do to take away suspicion from themselves.

In a nutshell, the impression I came away with is, there is NO war of civilizations going on, what is going on is a war between literacy and illiteracy. I use the latter term in the widest connotation.

Pakistan government efforts: While on the one hand people would decry that the government is not doing enough, in the same breath they would state the government is a puppet of the US and only does what the US tells it to do. In this sense there is very little awareness among the people about what the Pakistani army is doing in the FATA or for that matter in Balochistan. The local newspapers are censored, and if not censored they do not allocate much space to the topics. “Dawn,” which is the highest circulation English language paper, carries more stories about the US than about the local stories, that might appear say in “Newsweek.”

The international effort in Afghanistan is not considered international at all, only American. You could speak till you are blue in the face, and you would not change anyone’s mind. In my case they would simply turn quiet, not wishing to offend a “guest” (see Pashtunwali).

It is commonly agreed that some thing has to be done to curb the religious extremism that has taken root here, while historically these people (Pashtun) are a moderate people (see Olaf Caroe “The Pathans”). In fact some of the reasons the extremism has crept in is that many of the cultural practices were not in accordance with Saudi based “Salafiism” more popularly known as Wahabism. But Mr Wahab dates to the period of Lawrence of Arabia – Salafism dates further back, and is one of the six or seven schools of “Fiqh” or jurisprudence, but the latter fiqh has morphed into a cult like sect.

Taliban are not visible in the areas I visited, but the militants handiwork clearly is – as elsewhere, the common criminals are taking advantage of this situation, and crime is up significantly. One new crime is Cell phone “snatching” – it’s easy and nobody wants to pursue it. If some one is using a Razr phone, he can expect to be hit soon, if he uses it in public. So people have two cell phone (Called mobiles here) one fancy to show off, one for use in public places.

In so far as “foreign” militants are captured and identified, that is to say non-Pashtun (including non Afghan Pashtun or Pak Pashtun) – then the people are obviously in agreement with the government that these people don’t belong here and need to go.

The problem is this:

The foreigners are usually in the FATA and have been there since the Soviet war times. Many of them have taken local wives and now have a family. The local have accepted them into their family. Now for the Pak govt to ask them to kick them out, the locals are thinking what am I doing to my grandchildren’s father, etc. Again the edicts of Pashtunwali also play a role.

What kind of support is there in the area for the positions advocated by the Taliban on matters such as Sharia law, women’s education, role in public affairs, its proscriptions on entertainment such as movies, music ..etc?

In the areas that I visited and the people that I spoke to, which by definition is a very non-random sample, the people are TOTALLY opposed to the Taliban. I do have one nephew who seems to have come under the influence of the Salafi’s but that is a different story. I can address that separately and you can decide if it belongs with this story – not my nephew’s story but the way the Salafi’s have woven themselves into this area — which is historically a “Hanafi” fiqh area, which is much more moderate. Like I said this may be tangential to the main story.

In general, people will say Yes we are Muslim and we are for the Sharia, but in general most people do not know what that entails.

In their mind it entails a more just system, a less corrupt government.

But if you ask them if they want a system like the Taliban the answer is an unequivocal NO.

Women’s education is quite the norm in the non FATA parts of the NWFP. When I visited the earthquake area which is also mostly in the NWFP, (I have photo’s and video) the girl schools were some of the first to spring up. I remember being pleasantly surprised by this at the time.

As far as a role in Public, it gets complicated. Women are in general expected to be docile and compliant, and the same expectation foloows through into Public affairs. But this point of view is not limited to the NWFP – it is the same all over Pakistan, excluding the large cities of Lahore, Karachi, Islamabad etc. yet still applicable to Peshawar.

In Peshawar you do get to see more girls getting jobs as tellers in a bank and some other non traditional jobs, whereas previously the only jobs were either teachers to young kids, teachers to older girls, nurses and doctors – for the most part.

Movies in the NWFP in the Theaters are for the lower socio economic men only. The reason is other than Talibanization. The easy availability of pirated, good quality DVD’s of Indian and Hollywood movies (From China thru the land route over the Karakorum Highway) – it cost Rs120 ($2/-) for the whole family to watch a movie in the comfort of their home. Travelling to a theater might cost that much in gas. The inconvience. The crowds. The men gawking at the women and last but definitely not least, some bombs exploding in the theater some years back, put a comllete stop to the middle class from going out to see movies.

Paashtuns love music. So even though I hear that some bus drivers have been fined for playing their cassettes, I doubt this is going to stop them from playing their music. Some thing far worse has to happen – I think the drivers may start carrying guns and having it out with who ever is tring to stop them from their favorite music.

What is not being reported and what the Taliban could do effectively is to cut up cable tv cables. Most cable companies string their cable ABOVE ground to save cost and take it along the electric poles, below the electricity wires. Since these are exposed there have been many (several) instances of the cables being cut up. Luckiliy there is no market for coaxial cable, or more cable would be lost to druggies doing the cutting. The latter is a serious problem that you don’t hear about. One person that I knew told me that he was building his house and had poured conrete and reinforcements for the pillars. The next day he found the reinforcement bars to have been cut up flush with the ground slab leaving him to figure out how to do the rebar of the rest of the pillar.

To what degree does this support stem from fear and intimidation?

The Taliban are Pashtun, and the populace is Pashtun. The Pashtun do not scare easy. They are not intimidated easily. They might comply for the moment and then come back with a vengeance, so to speak. The women folk are more susceptible to intimidation, as was evidenced by the closure of the schools, because the mothers decided that they were not going to take a chance that their kids might get injured.

How about the “political positions” of the insurgent movement – resistance to foreign troops, and the Karzai government? Is there a separatist or nationalist component to the movement?

Karzai is not popular among the Pashtun’s who are loyal to Pakistan in the NWFP, those are the one I met mostly. They think that Karzai is opportunistic in that he is fleecing the government of the US whereas he himself is little more than the mayor of Kabul. They point to his American bodyguards as proof that he is disliked by his own people, that the moment the American leave Karzai is a dead man.

I can not speak to the separatist movement. I have seen no evidence of it. There is widespread resentment that the Federal government refuses to give a name to the province, a name of the people’s liking – there have been recently articles in Dawn about this, I will try and find them for you.

Nationalism is alive and well on the other hand, all over Pakistan – in all its four provinces. Everybody hates the Punjabi’s – almost to the man.

It is my opinion that were it not for US aid, Pakistan will go the route of Yugoslavia. With lots of bloodshed.

Resistance to foreign troops is like the national pastime among the Pashtun. Even today they collect in the evenings and will tell tales, vastly glorified of the way their grandfather fought against the British.

In other parts of the NWFP, like Charsadda and Mardan where Abdul Ghaffar Khan (the frontier Gandhi) was popular you have old “khudai khidmatgars” telling their stories of how they kicked out the British.

The only thing that Unites the Pashtun, are foreign troops on their soil. Other than that “Pashtun Unity” is almost an oxymoron.

What do you think the U.S., the international community and Pakistan should do to ease the problems in the region?

In my opinion, based on my conversations with individuals in positions to know these things, plus a little bit of plain common sense, plus knowing the history of the people and of the area: The ONE thing that will NOT work is direct military action. We know this from history. We know that the Pashtuns love to fight. We know that the Talibanization has brought the Jihadi’s into the picture, who like nothing better than to be martyred. So we need to keep this in mind, of what NOT to do. Having said that, what I am going to say next may appear like a paradox.

Because the Pashtun do not like to deal with what they believe are wus or weak people, we do need to have a strong PRESENCE there, and a strong “show of force” – invite a “Jirga” to like a demonstration of what the US air force is capable of doing – just to show them, – the reason is that their paradigm is the 14th century, if you simply told them that we can do this to you, they will simply think you are lying, because that is what they do, they lie to show off.

But if you drop a daisy cutter and tell them before hand what it is capable of, or a stealth bomber, these technologies are outsides their mind-set; we have to get them to believe that we have these capabilities, like the Drone. Or spy satellites.

From this position of strength, and always reminding them that we are raring to use our forces in that like them we also love to shoot our guns at every opportunity, but then not actually do it ( in this sense we had achieved all out objectives with Saddam prior to invading Iraq IMHO invading Iraq was redundant) – so the next step would be:

  1. Education
  2. Development meaning providing a means of livelihood so they do not have to become military mercenaries to make a living.
  3. Gradually replacing their madrassas with our own madrassas, except in the latter, the Mullah is an educated individual who knows comparative religion, and they teach other subjects including Biology, anthropology, measuring the age of the earth by carbon dating etc. and astronomy to learn the age of the Universe, black holes, quasars Relativity concepts, quantum mechanic concepts (not the mathematics, the simple concepts behind them, and how these ideas are behind some of today’s everyday electronic devices)
  4. Leisure activity, starting with traditional leisure activity, i.e. not TV and cable and Internet, but ultimately making these available
  5. Introduce these “NEW” technologies through a religious mode. Transmit a Qur’anic recital competition to begin with, as an example instead of beginning with MTV.
  6. Making water available. Drinking water is an everyday necessity, for cooking etc, and not available in most of the FATA.
  7. Food grain. Wheat flour etc, keep the prices the same as in Peshawar – these people are not traders, they are easily exploited, and like porn they couldn’t tell you what exploitation is, but they can tell you when they see it.

What makes the North-West Frontier Province competent to administer any monies?

This is the central question. Much like California has taken a separate initiative on stem cell research – as an analogy – the NWFP is central to the war on terror, not Pakistan.

The NWFP was central to the fight and aid to the Afghans during the Soviet occupation, not Pakistan.

This small distinction is lost on Washington, and it is the main reason, in my opinion, why so much of the Aid was “lost in transit was because the Punjabi army officers could not bring themselves to dispense such large sums to an ethnic group which it considers anti-Pakistani (You would have to read the history of the Indian partition, in particular that the NWFP was a “Indian Congress Party” controlled province where as the “Muslim League” of Jinnah was trying to show the Brits that all the area was FOR the creation of Pakistan).

All the FATA is contiguous to the NWFP. The Taliban and Al-Qaeda are holed up somewhere either in the FATA, or across the Durand Line in Afghanistan, the Durand Line has never been recognized by the locals as an international boundary. Even today, the Pashtun travel from Peshawar to Kabul by road with out a passport or visa, and it has been like that for eons.

(Especially for the nomadic Pashtun tribe of Ghilzai’s who travel by caravan and conduct trade.)

The present governor of the NWFP belongs to the Orakzai tribe (he spells his name Aorakzai) and it is my opinion that that he was picked partly because he belongs to one of the FATA as well as he is a retired General of the Pak Army.

The Frontier Constabulary (FC) is a force which primarily recruits from the FATA. All or most of its forces are from the various tribes. In the eyes of the tribes this is a bona fide force and service with the FC is considered an honorable thing. The US has already allocated some funds for increasing recruitment, but far less than what it would take to counter the Taliban and far less than what the economic need is. [The US] spends a thousand times more on a battalions sent to monitor activity over there. Plus why endanger the lives of our troops and spread our forces thin when a more effective job can be done by the FC. The FC has over history shown that they will attack and use force against the tribes that create trouble. There have been no instances of insubordination or mutiny.

Even the US Embassy is protected by a contingent of the FC! That goes to show their trustworthiness & discipline.

My second proposal is that there is a common phenomenon for Pashtun men to go to the Gulf States for jobs.

The “tribal” Pashtuns ( All Pashtuns are tribal, in that Pashtun form the largest tribal society in the world in terms of numbers) wrt the FATA are not educated or trained and hence not employable right now. I propose that we fund directly the Director of Emigrants (Mr Azhar Arbab) in Islamabad to set up training facilities in Concrete laying, iron work, pipe work, welding etc, which would then qualify these tribesmen to obtain jobs in the Gulf. As such we would remove them from the scene altogether. They would not be available in the labor pool to the Taliban or anyone else. I might add here, that a number of these individuals have very high innate intelligence, which is one reason they make formidable foes.

Now the central reason why the NWFP ought to do this is because they are themselves most affected by the scourge of Talibanization. They are highly motivated in carrying out these policies because it is to their own benefit.

One has to be convinced on this last point, and for that I urge you research the sentiments amongst the people of the province, such as I am willing to provide, and which you can corroborate from other sources as well.

For instance, after Malik Saad was murdered, there were people, whom I heard myself, that expressed the feeling (admittedly stunned with grief) “If this is Islam then fuck such Islam” (I paraphrase, obviously, the Pashto is not directly translatable) – moreover, Mr Saad’s posters are competing with Osama’s in the Bazaar’s as a spontaneous gesture from the public. We can’t afford to let this good-will to be lost.

An Associated Press report on MSNBC dated March 15, 2007 and headlined “Arrest of al-Qaida’s ‘best’ reflects changing role” stated, “A senior Western diplomat in Islamabad, who requested anonymity because of the sensitivity of the issue, said the Taliban resurgence had not necessarily led to the re-emergence of al-Qaida training camps in Pakistan – a key U.S. ally in the war on terror – but had “created the environment for whatever is left of al-Qaida to feel more comfortable.” What does that mean?

A senior western diplomat usually means a Political Officer in the US Embassy, which most people know is a CIA agent, OR it could be some other Embassy official –

First there is a big difference between Al Qaeda and the Taliban.

Al Qaeda is mostly composed of Arabs, they do not trust any one else. While they might use others as couriers or in lowly position as servants, for second rate Al Qaeda officials, the Top guys ONLY deal with Arabs and are served by Arabs.

The Taliban are mostly Pashtun tribesmen. Mostly they are graduates of madrassa’s.

Mostly illiterate by any world standards. The better educated among them will know how to speak a few words of English, such as their Information minister. There might be one or two notable exception of which I am not aware, I had heard Yale had admitted a Taliban, but never followed up on the story.

However while Al Qaeda does not trust the Taliban, the Taliban look up to Al Qaeda top leadership. We saw this situation in Iraq where initially Al Zarqawi had no direct link with Qaeda but was keen to form one. It would be conjecture on my part to state that in the end he did indeed succeed in forming that connection. In the press at least that impression was prevalent.

So the lines of interest proceed ONE way, like one way traffic. Extremist want to be affiliated with Qaeda, IMHO, while the latter does not, again, in my opinion want to – so as to maintain its hideout.

Now we come to the statement below:

The Taliban resurgence is not connected directly to the Qaeda.


(al in Arabic = the; Qaeda means the base, or the foundation e.g. in kg school here you are asked “did you learn your “abc’s” – in the Muslim world one is asked in an equivalent kg “did you learn your qaeda”?)


The Qaeda supply lines are hampered, new recruits would have to be Arabs, and they would have to travel a long way through tight Pakistani security to reach here, or suffer hardship over a long and arduous land route through Balochistan and the Tribal area’s – NOT all of which are accommodating.

So as is becoming clear, Qaeda is having trouble replacing people they loose meaning those that were captured or died. They only trust Arabs, and that also a certain type of Arabs, (not all Arabs are the same, not all Arabic is the same – for example they would never trust a Syrian, in fact Qaeda folks consider Syrian brand of Islam an apostasy – but that is another story).

Okay so now we can understand the statement, that whatever remains of the Qaeda, are not in a position to set up training camps, since they are in a survival mode. The Taliban resurgence helps them get a little warm and fuzzy in this survival mode, since they feel a little bit more secure with their partners-in-arms doing some evil stuff, blowing up people and causing mayhem.

How many men does the FC field currently?

The FC currently has about 23000 men in total.

How much do they get paid?

They are paid the equivalent of $60 per month per person -Pak Rupees 3665, where Rs61= $1. They do have some fringe benefits but life is very spartan for these soldiers.

What the US could get in return is a huge bang for a buck, no pun intended.

I think we ought to double the number of these soldiers with one proviso that the FC maintains its high standards of recruits.

Compare this with our costs in the War against Terror; just Halliburton’s bills will have you reeling. I think that it would be foolish, NOT to do this.

Again to reinforce the reasons:

The Frontier Constabulary is an Institution with a long and glorious history within the Frontier Province.

The recruits come strictly from the tribes of the various FATA and so they are very familiar with the people, the bad guys the terrain etc.

They speak the Pashto dialect of the locals. The Pashto language has many dialects, and you can tell where someone is from based on which dialect he speaks. So if you do not speak the correct dialect, you are immediately identified as an outsider. This is one reason why these tribes are impossible to penetrate, there are other reasons as well, that are beyond the scope of the current discussion.

How can the FC help prevent attacks like the suicide bombing attempt on Sherpao in Charsadda last weekend?

In essence your question is how can anyone prevent a suicide attack? And frankly if I knew the answer to that I think the US military – and several other groups – would be knocking on my door. I think the Israeli Army has had the most experience with this sort of thing. The suicide bombing as a tactical weapon was invented by the Tamil Tigers in Sri Lanka, and even today in terms of statistics they use it in far greater numbers.

So to summarize neither the FC nor anyone else can prevent a suicide bombing. We could attempt to improve our intelligence to find out about an imminent attack, but so far these have not been very successful in Pakistan. In the Lal Masjid Case the government avoided a suicide killing by negotiating with those two Mullah brothers – but I don’t know if that counts. But it does make for an interesting story. Both Washington, DC and Islamabad now have Madams threatening to publish the list of their clients unless they are given protection. Who would have thunk?Going back to your question:In my opinion what ought to be done is to make a Policy change, and address the issues that are producing these suicide bombers, that is the only way to stop this phenomenon.In this part of the world this is relatively new because prior to 9/11, suicide bombing was unheard of. Moreover it is not the FC’s job to provide security to the Minister of the Interior, that is the job of the Police force, because this Ministry is equivalent to the Department of Homeland Security.You don’t expect Border patrol to provide body guard duty to the Secretary of the department of Homeland Security. I am making these analogies so the American readers would relate to what is happening, and understand the difference in nomenclature.–RHakeem 20:13, 3 May 2007 (UTC)

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Australian government pays A$20m for copyright to Aboriginal flag

Wednesday, January 26, 2022

On Tuesday, the day preceding Australia Day, the Australian government announced it had purchased the copyright to the Australian Aboriginal Flag for A$20.05 million.

The flag, created by Luritja man Harold Thomas in 1970, represents the connection Aboriginal people have to the land. It was adopted as a national flag in 1995, however copyright remained with Thomas. The flag could not be used without his approval or compensation.

Australian Prime Minister Scott Morrison promised the flag would be treated in a comparable way to the national flag, which can be used by anyone so long as it is displayed in a “respectful and dignified way.”

Morrison promised: “All Australians can now put the Aboriginal Flag on apparel such as sports jerseys and shirts, it can be painted on sports grounds, included on websites, in paintings and other artworks, used digitally and in any other medium without having to ask for permission or pay a fee,”

“We’ve freed the Aboriginal Flag for Australians.”

Indigenous Affairs Minister Ken Wyatt said: “Over the last 50 years we made Harold Thomas’ artwork our own — we marched under the Aboriginal Flag, stood behind it, and flew it high as a point of pride,”

“Now that the Commonwealth holds the copyright, it belongs to everyone, and no-one can take it away.”

The commercial arrangements surrounding the flag were highlighted in 2019 after one of the clothing companies holding a licence for the flag, WAM Clothing, gave notices to the National Rugby League and Australian Football League, alleging jerseys worn at their Indigenous round infringed upon their copyright. At the time, Wyatt urged football fans to show their objections to the claim by clothing themselves in the flag. It is understood several other organisations were given similar notices.

Under the agreed deal, the government paid A$20.05 million to Thomas and licence holders to secure copyright and buy back the rights of licence holders. They have pledged to:

  • transfer future royalties from commercial flag sales into a fund to support NAIDOC Week;
  • establish a A$100 thousand scholarship in Thomas’ honour for Indigenous students to develop leadership skills;
  • accept and display a painting by Thomas celebrating the flag’s 50th anniversary and the transfer of copyright;
  • create a web portal for flag history and education.

Bangarang woman Geraldine Atkinson told Nine News she was “absolutely pleased” about the flag passing to the government, saying the news gave Indigenous Australians something to celebrate on Australia Day. Atkinson said: “When I read it, it was the first I’d heard about it, and I punched the air, I was so excited […] We’re not going to be celebrating the day, but we’re going to be celebrating our flag. We’re going to be celebrating that we can fly our flag, and wear it on our shirts.”

While Greens Senator Lidia Thorpe welcomed the news, she was wary about the deal, saying: “I’m concerned that the Commonwealth owns the copyright over our flag and what that means for the unceded sovereignty and the self-determination of our people […] We need to have genuine conversations about what it means for the Commonwealth to own the copyright of our flag and if any other models of community ownership were seriously considered. For the moment, this is a win.”

Labor Party Senator Malarndirri McCarthy said she would be scrutinising the deal during the Senate’s forthcoming budget estimates: “I look forward to scrutinising this deal and examining the details through Senate Estimates next month, in particular the copyright and custodianship of the flag”. McCarthy went on to state, “Scott Morrison and the Indigenous Affairs Minister need to also clarify where the money for this deal is coming from.”

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Forex On The Go: Forex Trading Via Ipad

By Chris Johansen

Almost everything has gone mobile at this point in time. Fast-paced and always on the go, people always want to be on top of things. Why, if they can only put their houses and offices in their back-pack they would! Mobile offices, marketing, trading are the biggest things happening right now. Everything is online. Everything is mobile.

ForEx trading has come a long way. From 1967 up to present, due to technological advancements, more and more people can get a chance to earn money by just clicking the mouse and going online. Now, it is even better! Think mobile, think IPAD, think ForEx trading. What do you get? ForEx Trading in IPAD – at the palm of your hands!

We have heard of the IPAD, which is a thinner and lighter version of our humongous and Jurassic laptops. This piece of technological masterpiece would not only take you to different heights of liberation from heavy laptops, as they say, it is thinner lighter and faster; But also it will make checking mails, surfing, watching movies and reading books a breeze! As if that is not enough, with a bevy of applications to go through, there is this ‘ForEx Trading IPAD’.

[youtube]http://www.youtube.com/watch?v=d6hDZnXzsUI[/youtube]

If you are into ForEx Trading, but need to do other things and must be here for this or there for that, the best way to go is ForEx trading via the IPAD.

Applications for ForEx Trading on IPAD have features that help the trader create a shortcut to easily and instantly access their accounts, through the mentioned device. Live streaming for dealing rates and news are available as well. There is also a feature wherein you can get real-time interactive charts with the most used indicators and customs settings. One can also place, modify and/or remove orders. Aside from getting into their accounts, traders can also check their orders and open positions, as well as their trading history.

One such example of the said application is ForEx Club’s (www.fxclub.com) iDealForEx (available in the iTunes store: http://itunes.apple.com/us/app/idealForEx-for-ipad/id416793737?mt=8). This ForEx trading iPad application has three parts: The small tick chart, the large chart with several indicators and of course the rates. Because of this, all the trader needs is one screen. This would already show various currency pair rates while checking an indicator on a different currency pair, and viewing the EUR-USD tick chart at the same time. One can also view between charts by just sliding a finger across the screen. Same goes when viewing closed and open positions, and pending orders. On its charting features, it allows a trader to scroll through previous time frames, trades from charts, and plot indicators. Since most people do their trading using charts, the IPAD is of great advantage. With its high graphic resolution, traders do not have to squint to check the charts. All these features with an attractive and intuitive interface (with landscape and portrait layout options) in a small package!

This new trend in ForEx Trading is truly the next big thing! It is not going to be a surprise if we see people trading while doing their grocery!

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US economy added 290,000 jobs last month, unemployment at 9.9%

Friday, May 7, 2010

Latest figures from the US government say that the country’s economy gained 290,000 jobs in April, the largest single-month gain since March 2006.

According to the Labor Department, excluding temporary workers for this year’s census, the number of non-farm jobs increased by a seasonally adjusted 224,000.

The unemployment rate, meanwhile, increased from 9.7% to 9.9%; the apparent contradiction is because 195,000 people who previously gave up searching for jobs started looking for work again, entering the labor force and augmenting the jobless rate.

The increases were larger than expected by economic analysts; according to a survey done by MarketWatch, economists believed the country would have added 185,000 jobs for last month.

President Obama commented on the numbers earlier today at the White House, saying: “This is the largest monthly increase in four years […] we’ve now seen job growth for four months in a row. These numbers are particularly heartening when you consider where we were a year ago, with an economy in freefall.”

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